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Environmental Justice

Adaptation as Risk ManagementBlog/News ArticleEnvironmental JusticeFinancial DisclosureFinancial RegulationPrivate GovernanceRisk Management

Climate Change Comes to Insurance

This opinion piece explains the risks climate change poses to insurers, both as underwriters and as investors. It argues that it is necessary to align incentives in the insurance industry to prevent widespread defaults that would leave policyholders unprotected and examine areas where risks are distributed inequitably.
Bridget Pals and Michael Panfil
December 3, 2021
Adaptation as Risk ManagementAgency FilingEnvironmental JusticeFinancial DisclosureFinancial RegulationPrivate GovernanceRisk Management

Comments to Federal Insurance Office on the Insurance Sector and Climate-Related Financial Risks

These comments make recommendations to the Treasury Department's Federal Insurance Office on how it can monitor, analyze, and address climate-related risks in the insurance industry.
Jack Lienke, Bridget Pals, Alex Song, Madison Condon, Michael Panfil, Stephanie Jones and Romany Webb
November 15, 2021
Adaptation as Risk ManagementBlog/News ArticleEnvironmental JusticeRisk Management

First-of-Its-Kind Insurance Report Confronts Climate Risk

This blog analyzes the recommendations in a report from the Climate Insurance Working Group, convened by California Insurance Commissioner Ricardo Lara, to the state’s Department of Insurance, local and state policy-makers, and the insurance industry regarding the role of insurance in addressing risks from climate-fueled wildfires, floods and extreme heat.
Katelyn Roedner
July 23, 2021
Adaptation as Risk ManagementEnvironmental JusticeJournal ArticleRisk Management

What Happens When the Green New Deal Meets the Old Green Laws?

This article assesses how the Green New Deal, and particularly renewable energy, will fare under current siting and environmental protection statutory regimes and concludes that for the Green New Deal to success in its renewable energy and infrastructure goals, these regulatory regimes will need to tolerate more streamlined, top-down, preemptive…
J.B. Ruhl and James Salzman
February 4, 2020
Environmental JusticeReportRisk Management

Breaking the Cycle of Flood-Rebuild-Repeat: Local and State Options to Improve Substantial Damage and Improvement Standards in the National Flood Insurance Program

This paper discusses the substantial improvement/damage (SI/SD) standard in the National Flood Insurance Program (NFIP) which requires property owners making significant improvements or repairs to structures in areas most vulnerable to flooding to take certain measures to mitigate their risk. It also surveys more rigorous SI/SD standards adopted by NFIP…
Dena Adler and Joel Scata
January 22, 2019
Adaptation as Risk ManagementEnvironmental JusticeReportRisk Management

Heat in US Prisons and Jails: Corrections and the Challenge of Climate Change

"The implications of climate change for corrections have been largely disregarded by both correctional administrators and public officials working on climate adaptation policy. This paper begins the process of connecting the discussions of climate policy and correctional policy. It provides an overview of the correctional sector and its specific vulnerabilities…
Daniel Holt
August 1, 2015